HOWARD, Charmaine At the Hamilton General Hospital on Wednesday, February 15th, 2006. Charmaine was the beloved wife of the late Rev. Gerald Howard (1999), and was the loving mother to Colin, Kevin, Amanda, David and Catherine. Loved Nana of Isabelle. Cherished friend of Deb. Will be missed by many, many friends. The family will receive friends at the Gilbert MacIntyre & Son Funeral Home, Dublin Chapel, 252 Dublin Street, North, Guelph on Friday February 24th, 2006 from 7-9 pm. A Memorial Service will be held on Saturday, February 25th, 2006 at St. James the Apostle Anglican Church, 86 Glasgow Street, North (at Paisley Street), Guelph at 1:30 pm. As expressions of sympathy, donations to St. James the Apostle Anglican Church would be appreciated by the family, cards available at the funeral home or by calling 519-822-4731.